GSTIN - 19AAACZ0973C1ZC | CIN - U65999WB1995PTC067843

General Insurance

General insurance is basically an insurance policy that protects you against losses and damages other than those covered by life insurance. For more comprehensive coverage, it is vital for you to know about the risks covered to ensure that you and your family are protected from unforeseen losses.

The coverage period for most general insurance policies and plans is usually one year, whereby premiums are normally paid on a one-time basis.

The risks that are covered by general insurance are:

 Property loss, for example, stolen car or burnt house
 Inclusive of doctor fees
 Liability arising from damage caused by yourself to a third party
 Accidental death or injury

The main products of general insurance includes:

 Motor insurance

Riding and driving on roads can get risky at times. Unfortunate events such as accidents, fire and theft occur when you least expect it, and you need to protect yourself from these dangers.

Motor insurance is your first line of defense, providing coverage not only for you but also for loss or damage to a third party. Understand how motor insurance works from our guides published here.

 Home/Fire/ House owners/ Householders insurance

Home insurance protects more than just your house. It protects your home and your household contents against loss or damage caused by unforeseen circumstances.

 Personal accident insurance

Personal Accident insurance or PA insurance is an annual policy which provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events. It is different from life insurance and medical & health insurance.

You can either take a PA policy for yourself or a group policy for your family, protecting you and them anywhere in the world, anytime of the day. PA insurance provides 24-hour worldwide insurance protection.

 Medical and health insurance

Medical and Health Insurance (MHI), is an insurance policy which is designed to cover the cost of private medical treatment, which can be very expensive, especially with hospitalization and surgery. MHI also ensures that you won’t have to worry about the cost of seeking treatment during emergencies. In addition, MHI also provides you with an income stream while you undergo treatment.

 Travel insurance

Travel insurance coverage is usually limited to the period of your travel. However, some insurance companies may offer various combinations of protection to cater to the specific needs of customers, including long-term annual policies for a frequent traveler.

We will call you

Your Message